Do I Really Need Home Insurance?

Publication in L'Europeo Magazine N.83 The Eternals and the Holy | March / April 2023

Home insurance is not required by law, but it's quite essential for homeowners.

Whether you need home insurance is something like asking if you need sunscreen. In general, home insurance is not required by law. But just like using sunscreen, it can help you avoid many problems in the long run.

If you are thinking about buying a house or apartment or you already own, home insurance is definitely a necessity that will ensure your peace and security in case of unforeseen events.

You can read in Bulgarian language the full text of the interview here

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FAQ

01

What to do if an Insured event occurs?

You need to notify us and file a claim. The deadlines for reporting and the method of filing are described in the insurance contract. In any case, we recommend that you call us as soon as possible after the incident.
02

What are the Home Insurance Property Coverages?

A standard policy usually provides coverage against major risks as fire, natural disasters, floods, storms, hail. Additionally, upon your request, coverage against risks such as earthquake, theft, malicious acts of third parties and etc. may be included.
03

What should I do if I need urgent medical care and/or emergency treatment outside of working hours?

During non-working hours, you can visit a chosen by you medical facility for urgent or emergency medical care. Please, gather all medical and financial documents for the health care goods and services used. Expenses shall be reimbursed under the terms of your Insurance.
04

How do I get a quote on a product or service for business customers?

For a quote and offer related to our products for business customers, please email us at [email protected] or contact us on 0700 400 99.
05

When should I take out Medical Insurance for foreigners in Bulgaria?

When entering or transiting through the territory of the Republic of Bulgaria, it is necessary to have Medical Insurance for foreigners.