Photovoltaic (solar) panels: part of your home

Going solar is one of the best ways you can personally combat climate change and make a positive impact. Solar panels are also known as photovoltaic systems (PV systems). Installing them is also one of the easiest ways to start saving serious money on your electricity bills.

Protect your solar energy with AxiHome property insurance

Like your patio, balcony or security system, solar energy systems are part of your property. This means that as long as you own photovoltaic (solar) panels, your system will be included in your AxiHome property insurance policy and covered against your chosen perils without resulting in an increase to your premium.

In most cases, PV systems are built on the roofs of apartment buildings/houses, or located on land. As such, they can be affected and damaged by storms, hail and lightning, and can themselves become a source of fire.

Here are the common risks covered by your AxiHome property insurance policy, which includes your photovoltaic (solar) panels:

  • Fire
  • Lightning strikes
  • Storms and hail
  • Explosions
  • Vandalism and malicious damage
  • Theft
  • Ice, snow or slush slide
  • Flood 
  • Earthquake

Home insurance is a good solution to protect your home. Our experts are available for a free consultation to help you choose the insurance coverage that best fits your needs.

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FAQ

01

I ‘m covered under health insurance plan. I have to be hospitalized for treatment. Do I need to inform you in advance?

In case you are going to be hospitalized, you do not need to get confirmation from the Insurer. If you need assistance, we are ready to help you in the coordination with the chosen by you medical facility on 0700 400 99 from 9:00 am to 5:00 pm on working days.
02

What to do if an Insured event occurs?

You need to notify us and file a claim. The deadlines for reporting and the method of filing are described in the insurance contract. In any case, we recommend that you call us as soon as possible after the incident.
03

I shall be traveling abroad for planned medical treatment. Will Travel Insurance policy cover my medical expenses?

This is one of the exclusions under Travel Insurance and these medical expenses will not be covered. The insurance does not cover medical expenses incurred for the purpose of planned treatment, as well as does not include the treatment expenses for any pre-existing condition or illness.
04

How do I get a quote on a product or service for business customers?

For a quote and offer related to our products for business customers, please email us at [email protected] or contact us on 0700 400 99.
05

When and how will the Insurer pay me?

Within 15 days after receiving all the evidence, the Insurer must either pay or refuse, stating the reason for the refusal. This term applies to all insurances offered.
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