AxiSchengen: Insurance required for non-Schengen citizens

Bulgaria's accession to the Schengen area is important news for foreigners (non-Schengen citizens) living in or visiting our country. For each of them the Bulgarian visa or residence permit becomes an extremely valuable document.

Since 1st April present year, our country has been issuing Schengen visas valid for travel to Bulgaria as well as to all other Schengen member states, no matter whether the journey is by plane, car, bus, train, etc. This is, of course, great news for many foreigners because they will be able to use their Bulgarian short-stay visas to access all Schengen countries.

AxiSchengen Travel Insurance has been created by the experts at Axiom Insurance for passengers who need a Schengen visa when travelling to Bulgaria. Schengen visa requirements are based on citizenship, not residency. If you are a national of one of the countries on the list, you will need a travel insurance plan that meets the requirements for a Schengen visa. In addition, it is crucial that when you apply for a Schengen visa you already have travel insurance in place before you attend your visa interview. This is because proof of insurance must be submitted to the embassy/consulate together with the other documents.

AxiSchengen insurance provides cover designed to meet the needs of passengers travelling to a Schengen country and include covers for medical expenses and hospitalisation following an accident or acute illness, including management of an acute condition resulting from a COVID-19 illness, emergency dental treatment and repatriation following an accident or acute illness.

The insurance limits for AxiSchengen that you can purchase are available in two versions - basic for €30,000 and extended with a limit of €50,000, covering your travel to all Schengen countries, not just the countries you visit. It doesn't matter how long you stay in the Schengen area. Your travel insurance covers your entire stay, whether it's one, 30 or 60 days.

Finally, the most important question: what should I do if I need medical attention while in the Schengen area?

If you need medical assistance while you are in the Schengen area and you are our client, you need to contact our Assistance Company as soon as possible on the 24/7 emergency number indicated in the policy so that coordination and assistance can be provided. Remember to keep any receipts or notes from the doctor as you will need to produce these when processing your claim.

If assistance is needed, our staff is available with expert advice before and during your trip.

 

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FAQ

01

What should I do if I need urgent medical care and/or emergency treatment outside of working hours?

During non-working hours, you can visit a chosen by you medical facility for urgent or emergency medical care. Please, gather all medical and financial documents for the health care goods and services used. Expenses shall be reimbursed under the terms of your Insurance.
02

When and how will the Insurer pay me?

Within 15 days after receiving all the evidence, the Insurer must either pay or refuse, stating the reason for the refusal. This term applies to all insurances offered.
03

What type of buildings can be insured under Home Property Insurance?

Apartments, houses, other buildings and structures of a special type such as garages, barns, fences, etc. may be insured.
04

I shall be traveling abroad for planned medical treatment. Will Travel Insurance policy cover my medical expenses?

This is one of the exclusions under Travel Insurance and these medical expenses will not be covered. The insurance does not cover medical expenses incurred for the purpose of planned treatment, as well as does not include the treatment expenses for any pre-existing condition or illness.
05

When should I take out Medical Insurance for foreigners in Bulgaria?

When entering or transiting through the territory of the Republic of Bulgaria, it is necessary to have Medical Insurance for foreigners.