The injuries of winter and the dangers they bring

Snow and winter have their own charm. On the other hand, they can also pose risky situations. Taking precautions is essential to reduce the risk of accidents, given that accidents and injuries due to slipping on icy surfaces are common at this time of year.

These seemingly innocuous falls can lead to various types of injuries. The most commonly affected body parts in such cases are the limbs, the head and the spine.

What are the common injuries that occur when you fall on an icy surface:

  • Bone fractures: wrists, ankles, and hips are commonly injured. This is due to the instinctive use of the hands to cushion the fall and the vulnerability of the bones on these parts of the body.
  • Sprains: Wrist and ankle sprains are common because their joints take much of the impact or twisting.
  • Head injuries: A fall can result in a concussion or more serious head injury.
  • Soft tissue injuries: Bruises and contusions are common, though less serious. They can restrict movement and cause discomfort.

It is important to take precautions. Wear appropriate footwear and move carefully on icy surfaces. Also, to ensure peace of mind and financial support for us and our loved ones it is advisable to think about taking out Accident and Sickness Insurance.

It ensures protection against accidents of this kind. If an accident happens, though, be sure to seek medical assistance to make sure everything is okay and to get the treatment you need.

Winter can be wonderful. At the same time, it requires us to be vigilant and prepared. Let's enjoy the snow and winter while taking care of our safety.

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FAQ

01

When and how will the Insurer pay me?

Within 15 days after receiving all the evidence, the Insurer must either pay or refuse, stating the reason for the refusal. This term applies to all insurances offered.
02

I shall be traveling abroad for planned medical treatment. Will Travel Insurance policy cover my medical expenses?

This is one of the exclusions under Travel Insurance and these medical expenses will not be covered. The insurance does not cover medical expenses incurred for the purpose of planned treatment, as well as does not include the treatment expenses for any pre-existing condition or illness.
03

What to do if an Insured event occurs?

You need to notify us and file a claim. The deadlines for reporting and the method of filing are described in the insurance contract. In any case, we recommend that you call us as soon as possible after the incident.
04

When should I take out Medical Insurance for foreigners in Bulgaria?

When entering or transiting through the territory of the Republic of Bulgaria, it is necessary to have Medical Insurance for foreigners.
05

What should I do if I need urgent medical care and/or emergency treatment outside of working hours?

During non-working hours, you can visit a chosen by you medical facility for urgent or emergency medical care. Please, gather all medical and financial documents for the health care goods and services used. Expenses shall be reimbursed under the terms of your Insurance.
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