Protecting ourselves and our home from Halloween accidents

The good mood at home and the holidays go hand in hand. Halloween can be one of the most exciting and fun holidays. Like any major holiday, it also comes with potential dangers to you and your home.

Anything is possible - from overloaded electrical outlets that can cause a fire, to decorations that can be a stumbling block for the unwary "trick-or-treaters," it's important to approach with caution. What more helpful things can our company's insurers tell you.

Fortunately, if you have home insurance, it covers some common home accidents on Halloween, and on other holidays.

  • Risk of vandalism. Experts say vandalism and theft-related insurance claims can rise this time of year. Your insurance policy will usually cover damage caused by vandalism. One example is egg throwing, which can cause damage to your home's facade. In the event of vandalism, it is important to document the damage quickly and file a claim with the insurer. Also, be sure to file a police report. This is a prerequisite for processing the insurance claim.
  • Candles, lights, or decorations cause a fire. Fires are destructive and often tragic events that occur without warning and can have long-lasting effects on you and your home. It is important to know how to protect yourself from fires. This is especially important during holidays like Halloween, when decorations and lights create a festive mood, and also increase the risk of fire. Here are a few safety tips to keep in mind this Halloween:
             - Use LED lights instead of traditional candles in pumpkins and other decorations.

                 - Make sure all electrical devices are properly installed and not overloaded.

  • Something on your property could hurt a "trick-or-treater." The homeowner's liability portion of your policy usually covers injuries to eager trick-or-treaters or guests at your party. Place decorations so that they don't block spacet

Let the holiday remain fun by avoiding unnecessary incidents. Choose AxiHome Insurance, a combined home insurance package that provides insurance protection for your home. Happy celebrations!

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FAQ

01

What should I do if I need urgent medical care and/or emergency treatment outside of working hours?

During non-working hours, you can visit a chosen by you medical facility for urgent or emergency medical care. Please, gather all medical and financial documents for the health care goods and services used. Expenses shall be reimbursed under the terms of your Insurance.
02

What type of buildings can be insured under Home Property Insurance?

Apartments, houses, other buildings and structures of a special type such as garages, barns, fences, etc. may be insured.
03

What are the Home Insurance Property Coverages?

A standard policy usually provides coverage against major risks as fire, natural disasters, floods, storms, hail. Additionally, upon your request, coverage against risks such as earthquake, theft, malicious acts of third parties and etc. may be included.
04

I shall be traveling abroad for planned medical treatment. Will Travel Insurance policy cover my medical expenses?

This is one of the exclusions under Travel Insurance and these medical expenses will not be covered. The insurance does not cover medical expenses incurred for the purpose of planned treatment, as well as does not include the treatment expenses for any pre-existing condition or illness.
05

When should I take out Medical Insurance for foreigners in Bulgaria?

When entering or transiting through the territory of the Republic of Bulgaria, it is necessary to have Medical Insurance for foreigners.
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